Atal Pension Yojana Spouses (Wife/Husband)
Well Atal pension Yojana works in a similar manner in which the government used to give its employees after retirement. Do you know sarkari naukar used to get a pension amount after retirement and after he died the pension used to be transferred to his or her spouse.
Well this kind of system was a well defined social security structure. As most of the women in the past used to be home maker and were dependent on their husband for all finances. And the wives of the Government employees were the most secured because they were eligible to get their husbands share of pension till they die in piece.
Atal pension Yojana works in a similar manner if you have opted for any of your desired fixed pension amount then you would get that fixed Atal Pension after you have attained the age of 60 years and after you have dies then your wife would continue to get the pension.
Atal Pension Yojana works a step ahead and your nominee will get the corpus amount after both you and your spouse have expired. This makes Atal Pension Yojana a win win scheme for all of us. You have to fill the details of your spouse and nominee while filling the Atal Pension Yojana Form. But if you are not married then you can leave the spouse portion as blank and can change it after you get married.
Thus it is very important for all bachelors who are opting for Atal Pension Yojana to change their marital status once you are married to avoid any conflict in case you are not there to help her or him, so guys please mark this in your marriage check list that you have to add your spouse’s name in bank which is responsible for getting you and your spouse financially stable in your old age. Please Read this for Atal Pension Yojana Benefits